State officials estimate that 1 in 4 drivers in the sunshine state do not have car insurance as required by law. Driving without insurance is illegal in Florida and is a serious problem that could result in the suspension or revocation of your driver's license. What about this? Leave your car insurance. However, the problem is that driving without car insurance in Florida can end up costing you much more than your monthly insurance bill.
A Form SR-22 is a certificate of financial responsibility that shows that a driver has the minimum required car insurance. You can avoid uninsured driving tickets in Florida and avoid the financial problems that can arise from an uninsured accident by looking for the right company that provides you with the minimum coverage you need to legally drive in the state. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as approval of coverage, premiums, commissions and charges) and policy obligations are the sole responsibility of the insurer. The fact that Florida is a no-fault state can make it more complicated if you're involved in an accident when you don't have insurance.
While receiving a ticket for uninsured driving in Florida can result in reinstatement charges and transportation difficulties, it can also result in serious financial hardship. Failure to meet Florida's auto insurance requirements could result in a fine plus suspension of driver's license, license plates and registration for up to three years. Even though Florida is a no-fault state, an injured party could sue you for damages if they are extensive or go beyond what your minimum insurance requirements cover. There are 15.4 million licensed drivers in Florida, but the other statistic worth mentioning is the number of uninsured drivers.
This protects you if you are in a car accident in which people are injured or killed due to their negligence. In Florida, uninsured driving tickets almost guarantee that not only will you not save money by abandoning your policy, but you'll likely end up paying more. Driving without insurance can save you a few dollars a month, but it can lead to major headaches and serious penalties. You will also be required to meet the requirements of SR-22 if you are convicted of driving without insurance, even if you were not involved in an accident.
According to the latest figures from the Insurance Information Institute, III, Florida tops the list with 27% of its drivers being uninsured motorists. Whether you need maximum or affordable coverage, car insurance premiums are available in a wide range of options.