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Florida is also a no-fault state for accidents. That means, according to Bankrate, that no one is “considered guilty when an accident occurs. When an accident occurs, both drivers must submit their own car insurance to cover any possible medical costs, no matter who caused the accident. That doesn't mean that the consequences of the accident are over.
Urban dwellers generally pay more for insurance than rural residents, and premiums sometimes triple when moving from farm to city. You are also less likely to face negative consequences, which could result if your insurance provider goes bankrupt. Bankrate says that means Florida drivers must have coverage that “pays for your medical bills and the lost wages of you and your passengers. Florida also has a set of laws specifically aimed at teenage drivers to keep all Florida drivers safe.
Compared to other states, Florida also has one of the highest levels of fatal car accidents in the United States. Since then, she has worked as an article writer in the insurance industry and has gained in-depth knowledge of state and national insurance laws and rates. If you ever need to file a claim, it's reassuring to know that you have the best car insurance provider on your side. Like any financially savvy consumer, you'll want to start with the companies with the cheapest rates in Florida.
According to Business Insider and the Insurance Information Institute, Florida has some of the highest average auto insurance rates in the entire country. According to Florida statute 316.081, Florida drivers must give way by moving to the right if the traffic block is in the left lane. Given the average commute time in Florida, you'll need this information to determine how much coverage you'll need. The council also found that legal costs are a factor, as 53 percent of Florida plaintiffs hire lawyers, compared to 35 percent in other states.
Florida also adheres to federal regulation that cracks or chips less than ¾ of an inch in diameter are allowed, but that this damage cannot be located within three inches of another crack. While texting and driving may not seem as bad to some as getting behind the wheel while under the influence of drugs or alcohol, it's not without its consequences, and in the state of Florida, you'll be penalized for it. There are several laws in place in Florida that are designed to keep Floridians safe while on the road. This government agency has declared Florida to be a no-fault state in terms of the types and amounts of auto insurance coverage.