Driving without insurance in Florida can lead to a driver's license and tuition suspension, making having the right coverage in the state critical. Navigating the twists and turns of insurance coverage is a difficult road to travel and hiring a personal injury lawyer to help you get through this slow and difficult process is always recommended. Driving safely, obeying traffic laws, and keeping a clean driving record are the best ways to keep your insurance costs down. Both the other driver and your insurance company can sue you and have future wages and savings garnished to pay the damages.
No-fault insurance can make the process of recovering from a collision easier for everyone involved, but it's usually more expensive. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as approval of coverage, premiums, commissions and charges) and policy obligations are the sole responsibility of the insurer. Sometimes, the state requires them and provided by your car insurance company that verifies that you have auto insurance liability coverage. A Form SR-22 is a certificate of financial responsibility that shows that a driver has the minimum required car insurance.
Driving without insurance can save you a few dollars a month, but it can lead to major headaches and serious penalties. While it's hard to pinpoint why there is such a large percentage, driving without insurance in Florida is still illegal. Personal Injury Website by Fort Lauderdale Attorney Richard Ansara — Car Accidents, Defective Products, Medical Malpractice & Wrongful Death. The consequences of driving without insurance are ultimately more costly than buying minimal car insurance coverage.
Your license may also be suspended, and before you are issued another license, the state of Florida will require you to pay for the policy in full and prove that you are insured while driving. Even though Florida is a no-fault state, if an accident was your fault and you don't have insurance, drivers still have the ability to file a lawsuit against you. When you don't have auto insurance and are involved in a car accident in Florida with an insured driver, you are still eligible for some, but not all, of the available auto insurance coverage, if you were insured at the time of the loss.