Florida law also requires this car coverage for any vehicle that you drive in the state for more than 90 days during a 365-day period. In fact, having some level of auto insurance is the law in every state except two (Virginia and New Hampshire). In Florida, you must carry proof of insurance with you whenever you drive and it must be current. In the event that you are stopped or in a car accident, law enforcement will ask you to show this proof.
Registering any new vehicle also requires that you have proof of Florida coverage. If you recently moved to Florida, you'd better immediately find an insurance agent to help you with car insurance information. Comparing car insurance quotes means you can see what each insurance company charges and find the best deal on a good policy. He specializes in analyzing dense topics to make them easier for consumers to understand, with a particular interest in homeowners, renters and auto insurance concepts.
In other words, while Florida insurance laws only require liability and personal injury protection, it's always a good idea to have coverage above the minimum requirement. This insurance is often called “no-fault coverage” because it covers and pays for accident claims, regardless of who is at fault. Other types of coverage that your car insurance company may also offer include roadside assistance and medical coverage (an additional policy to pay for medical expenses such as hospitalizations and medical treatment due to a serious accident). Car rental companies often sell collision damage coverages that, while similar to insurance, are unsafe and not under the regulatory authority of the Department of Financial Services.
“The term “" property "” includes, for example, a fence, a telephone pole or a building, as well as another car.” Property damage liability insurance is not required for motorcycle operators, unless the operator must demonstrate “financial liability” due to traffic violations or non-payment for damage caused in a previous accident. The best (and easiest) way to find a cheap insurance policy in Florida is to compare car insurance quotes online. On the other hand, property damage liability is insurance that covers expenses related to damage that you or someone driving your insured vehicle caused to someone else's property. If you maintain the insurance company, they can change your coverage to your current state of residence when you make the change of registration.
Medical payment insurance applies if the injury occurs in your car or someone else's car, or on the street as a pedestrian. Figuring out how much car insurance you should have will require you to assess your needs and circumstances as a driver. For accidents that occur in Florida, PIP covers you, family members who live in your household, certain passengers who do not own a vehicle, and others who drive your car with your permit.
