Geico has the cheapest minimum coverage car insurance in Florida. Older Florida drivers will find the lowest auto insurance quotes with GEICO if all they want is a minimum coverage policy. Florida is one of several states that have a no-fault car insurance system, but it's one of only two that don't require any bodily injury liability coverage. Florida is a no-fault state, meaning Florida drivers must file claims with their own insurance provider for injuries after an accident, regardless of who is at fault.
We changed the credit level from “good” to “bad” as reported to the insurer to see the rates of drivers with bad credit. Insurance companies charge Florida drivers even with minor driving violations on their record, such as fines, higher rates than those with a clean driving record. There is no “SR-22” insurance; instead, an SR-22 is a form that certifies that you have current auto insurance coverage under Florida law. Florida is a no-fault state, meaning that insurers are required to provide coverage to drivers, regardless of who is at fault in an accident.
Accidents at fault cause the cost of car insurance to rise, placing an even greater burden on teenage drivers whose premiums are already much more expensive. Florida is one of many states where insurers can use their credit rating as a determining factor in their rates. Floridians have some alternatives to buying insurance, but they are more difficult and require additional initial resources. You may see your auto insurance quotes increase as you age because insurance companies find that some older drivers are more likely to have accidents as their driving skills decline.
These rates come from public sources of the insurer's statements and should be used for comparative purposes, only their own quotes may be different.
