In the end, Progressive was the No. Progressive is one of the largest auto insurance companies in Florida. It's also one of the best in the state, thanks to its many discounts and benefits, such as free pet injury coverage for drivers with collision insurance. In addition, it received fewer complaints to state regulators than expected for a company of its size.
Tech-savvy customers are likely to appreciate Progressive's easy-to-use website, which has a pricing tool to help find a policy within a given budget. The company also offers usage-based insurance, which gives drivers the opportunity to lower their bill with safe driving behavior. However, reckless driving habits can lead to a fare increase. State Farm's high customer satisfaction ratings and affordable coverage help you stand out as one of the best car insurance companies for drivers in Florida.
Travelers offer a wide range of coverage options and have fewer complaints to state regulators than expected, making it one of the best insurance companies in Florida. In addition, the company offers coverage beyond the basics, such as accident forgiveness and deficit insurance. There are several ways Floridians can save with Travelers, including discounts for owning a home, owning or leasing an electric vehicle, or insuring more than one car with the company. With plenty of coverage options and ways to save on insurance, it's worth checking out Allstate for Florida drivers.
Along with regular coverage, Allstate offers accident forgiveness insurance and custom equipment, which pays for replacement or repair of aftermarket parts or equipment added to a vehicle. Geico offers a lot of discounts for things like having multiple policies or installing airbags and anti-theft systems. Insurance Company Offers Discounts to Certain College Alumni, Members of Professional Organizations, and Military and Federal Employees. Liberty Mutual has a wide range of coverage options and discounts, making it a solid choice for Floridians.
In addition to standard car insurance coverage, Liberty Mutual offers deficit insurance, rental car reimbursement, and new car replacement insurance, which pays for a new car of the same make and model if your vehicle suffers a total. Of The Best NerdWallet Car Insurance Companies In The Country, Farmers Offers The Most Car Insurance Discounts. Customers can get a discount for good grades or pay in full at the beginning of the policy term. Drivers can also get a discount for good driving behavior by joining the airline's telematics program, Signal.
For our “good driver” profile, NerdWallet averaged insurance estimates for an average of 14 insurers in each state and in Washington, DC, C. The analysis included 5 to 10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis because rates were not available. Best Auto Insurers Balance Customer Satisfaction, Affordability and Financial Stability.
Based on these considerations, Florida's top auto insurance company is GEICO. Ranked first for affordability, ranked first for financial stability and second for customer satisfaction. While GEICO is the best car insurance company in Florida overall, the best option for you will depend on your unique circumstances and the type of coverage you're looking for. MoneyGeek looked at insurance providers based on customer service, cost of insurance, and other considerations.
Mechanical Breakdown Insurance (MBI) is available to GEICO policyholders whose car is less than 15 months old and less than 15,000 miles. Mechanical breakdown insurance provides better coverage than a typical extended warranty and at a lower price. Coverage includes all parts and systems, and is a one-time offer that may not be found with other auto insurance companies. For some drivers, a policy that only meets the state's minimum coverage requirements is sufficient.
MoneyGeek Ranked Florida's Best Auto Insurance Companies for Affordability-Based Minimum Coverage. GEICO doesn't offer lower rates for policyholders who pay in full. GEICO Offers Various Discounts for Car Insurance Policyholders in Florida. These include savings opportunities for safe driving and multi-car coverage, and to combine with other types of insurance.
In addition, GEICO values safety and security features. Having an anti-theft system and airbags installed in the vehicle can help the policyholder get discounts. You can also take advantage of significant discounts when you complete a defensive driving class. Usually, adding young drivers to a policy can make car insurance extremely expensive.
However, GEICO offers an affordable option and good customer service. Filing a claim is always stressful, making customer service very important to the process. GEICO Offers Significant Discounts for Families with Young Drivers. One of them is the student discount, which offers savings opportunities for full-time students with good academic records.
If you complete a traffic education course, you can also save on your premium. It's important to remember that while consumers tend to focus on price, there are other factors that contribute to having a positive experience with your car insurance company. Be sure to ask about the discounts you qualify for and if the insurance company will increase your rates after you've been with them for more than a year. If you stay accident-free for five years, your next at-fault accident won't cause your auto insurance premium to rise.
Florida does not require uninsured motorist protection, which replaces the liability coverage an at-fault driver should have had and pays their costs up to the limits of their policy. Because older people tend to drive their cars less often, they can usually save money on insurance if they choose the right provider. Mark has years of experience analyzing the insurance market and creating original research and content. On average, you have the cheapest full coverage insurance rates in the state, both for good drivers with good credit and good drivers with bad credit.
Adding a teen to your family car insurance policy can be surprisingly affordable when purchased through Progressive. For the past three years, you've covered insurance providers, coverage, insurance costs and more on MoneyGeek, Bankrate and The Simple Dollar. MoneyGeek analyzed the state's insurance providers to determine the best options based on these factors. Seniors may also be interested in other Florida Farm Bureau services, such as retirement planning and life insurance.